PROTECTIVE WEALTH ADVISORS
2026 EDUCATIONAL WORKSHEET

Annual Medicare Review Checklist

Use this worksheet to organize questions before Medicare Open Enrollment ends. It does not recommend a plan or replace official Medicare guidance.

SeptemberFind your Annual Notice of Change
Oct. 15–Dec. 7Medicare Open Enrollment
January 1Changes generally take effect

My seven-point review

Annual Notice of ChangeI reviewed next year's changes in coverage, costs, and other plan details.
Current prescriptionsI updated my medication list and verified applicable plan information using current sources.
Preferred pharmaciesI confirmed the pharmacies I use and asked how plan rules may apply next year.
Doctors, hospitals, and providersI verified participation directly with both the plan and provider rather than relying on an old directory.
Total cost pictureI reviewed the premium plus applicable deductibles, copays, coinsurance, prescription costs, and out-of-pocket limits.
Travel and care patternsI considered seasonal residence, travel, specialists, and how I expect to use care next year.
Retirement-income coordinationI identified income or tax decisions that may deserve qualified advice alongside Medicare planning.

Questions and follow-up

Official help: Visit Medicare.gov or call 1-800-MEDICARE. Florida SHINE offers free, confidential counseling at FloridaSHINE.org or 1-800-963-5337.

Educational use only. Coverage, eligibility, networks, formularies, costs, and enrollment rights depend on current plan information and individual circumstances. Sources: Medicare.gov Open Enrollment, Plan Annual Notice of Change, and Joining a Plan pages; accessed August 13, 2026.